Sunday, December 29, 2019

J. D. Salinger’s The Catcher in the Rye is the...

J. D. Salinger’s The Catcher in the Rye is the quintessential coming-of-age novel. The novel’s protagonist, Holden Caulfield, is a troubled seventeen year old boy with an exceptional tendency to judge others. He struggles with growing up, as all teenagers do, especially as he becomes cognizant of the hypocrisy of the adult world. As Holden ventures into adulthood, critics encounter numerous symbols strategically placed by Salinger. In The Catcher in the Rye, the golden ring and carousel are representative of the consistency and monotony of childhood, the risks necessary to become an adult, and Holden’s realization of his new standing in the adult world. As Holden’s story comes to a close, he accompanies his younger sister, Phoebe, to the†¦show more content†¦Phoebe has just begun to symbolically take those risks and cross the fragile line into adulthood. When Phoebe asks her brother if he would like to ride the carousel, Holden replies, â€Å"‘No, I’ll just watch ya. I think I’ll just watch’† (Salinger 212). The dialogue between these characters represents acceptance of his becoming an adult. This scene in the novel serves as Holden’s metaphorical initiation into the adult world as well as his acceptance of his sister’s growing up. Holden has a tendency to want to protect children, especially Phoebe, from the hypocrisy of adults. He reflects on the pivotal moment by stating, â€Å"I felt so damn happy all of the sudden... I was damn near bawling. I don’t know why† (Salinger 213). Perhaps the reason behind Holden’s indescribable happiness is the release of his anxiety and fear regarding growing up or even sense of pride for Phoebe as she begins to mature and enter the adult world. The Catcher in the Rye is a unique novel that will continue to be adored by many. J. D. Salinger’s writing style involves frequent symbols, both large and small, that allow literary critics engage in a deeper, more meaningful comprehension of the text. The carousel and gold ring are imperative symbols that represent the risks necessary to become a part of the adult world, consistency and monotony of childhood, and Holden’s realization of his new standing as an adult. The Catcher in the Rye will be part of Post-ModernShow MoreRelatedAmerican Literature And Ways They Cultivate Their Own Methods Of Survival Within Their Societies1484 Words   |  6 Pagescusp of childhood and adulthood, the lonely adolescent navigates through a loss of innocence and disenchantment to come to terms with his own male identity, as well as establish his role in society and find purpose as an adult. J.D. Salinger’s novel The Catcher in the Rye follows anti-hero Holden Caulfield through a seemingly innocuous trip in New York City. Throughout his journey, Holden tries desperately to interact with others but often finds himself alienated; in this way, Salinger portrays him

Saturday, December 21, 2019

Role Of The World Trade Organization ( Wto ) - 1416 Words

Contents Page: 1. Introduction 2. Types of trade 3. The role of WTO a. Comparative Advantage b. Trading blocs 4. Trade Agreements a. NAFTA b. The European Single Market 5. Conclusion 1. Introduction: In this report I will be explaining, international trade and explain the role of the world trade organisation (WTO) in the advancing and regulation of international trade, furthermore, I will assess trade agreements and their impact on international trade. 2. Types of Trade: There are two sorts of trade that consists of invisible and visual trade. Invisible trade is the exchange of a business transaction that happens with no exchange of tangible product. Copyrights, customer service and intellectual property are some examples of†¦show more content†¦Forego your opportunity cost. This is good for both economies because they can focus on producing and produce it in a high quality plus high volumes. But however comparative advantage can be criticised in a several ways. One, It may exaggerate the benefits of specialisation by ignoring a number of costs. Such as transport costs and costs associated with trade, such as air and sea pollution. Also according to Paul Krugman, the continual use of economies of scale by global producers using new technology means that lots of countries, including China, can produce very cheaply, and export surpluses. This, along with an insatiable demand for choice and variety, means that countries typically produce a variety of products for the global market, rather than specialise in a narrow range of products, rendering the traditional theory of comparative advantage almost obsolete. b. Trading blocs Trading bloc is a group of countries within a geographical region that protect themselves from imports from non-members. Trading blocs are a form of economic integration, and increasingly shape the pattern of world trade. i. Advantages for members of trading blocs are: †¢ Free trade within the bloc - They have free access to each other s markets. †¢ Market access and trade creation - Easier access to each other’s markets means that trade between members willShow MoreRelatedRole of World Trade Organization (Wto) in Facilitating International Trade1643 Words   |  7 PagesABSTRACT World Trade Organization (WTO) is an organization for liberalizing trade. It’s a forum for governments to negotiate trade agreements. It’s a place for them to settle trade disputes. It operates a system of trade rules. The WTO began life on 1 January 1995 and has 153 members, representing more than 97% of the worlds population,  and 30 observers, most seeking membership. The role of WTO in facilitating International Trade is giving the consumers more choice and a broader range of qualitiesRead MoreWorld Trade Organization and Its Role in Promoting Trade1128 Words   |  4 PagesRunning Head: WORLD TRADE ORGANIZATION World Trade Organization and its Role in Promoting Trade World Trade Organization and its Role in Promoting Trade The World Trade Organization (WTO) is one of the youngest international organizations that work with the purpose of promoting free international trade. It encourages countries to abolish the import tariffs and other such obstructions. Its main function is to ensure that the international trade moves smoothly and efficiently. World Trade OrganizationRead MoreThe World Trade Organization ( Wto )1466 Words   |  6 PagesIntroduction Globalization has been one of the most import reasons why the world has become a place where everyone can communicate with each other, travel to places in a shorter period of time than before and have a massive variety of goods and services provided to, from which they can choose. Globalization opened a door and created a civilization that can bring people together and created all kinds of resources accessible to everyone. Technology improves every day and these helped countries toRead MoreChinas Entry into the World Trade Organization688 Words   |  3 PagesIntroduction World Trade Organization ( WTO Eng . World Trade Organization (WTO) - an international organization founded January 1, 1995 for the purpose of international trade liberalization and regulation of trade and political relations between the Member States. 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TheRead MoreRole Of The Wto On Addressing Labour Standards1107 Words   |  5 PagesAppropriate role of the WTO in addressing labour standards Introduction The relationship between international trade and labour standards is a key issue today. The relation defines the link between developing countries and advanced industrialized nations. International enforcement of labour standards is justifiable from two frontiers of arguments. The first one opines that â€Å"unfair† labour conditions and practices exist in many countries and trading partners and call for the need to offset an occurrenceRead MoreOrganization s Internal And External Environment Essay1583 Words   |  7 Pagesessay is based on organization s internal and external environment in today s modern economy. It also discusses the drivers of globalization and effects of globalization on organization s environment. Firstly, it is important to understand the definition of globalization as there are many definitions. Secondly, the drivers of globalization are discussed in this essay including the history, aim and role of World Trade Organization. Further, the relationship between organization s internal and externalRead MoreWorld Trade Organization ( Wto )1577 Words   |  7 PagesWorld Trade Organization On January 1st, 1995 is when something genius was invented called The World Trade Organization s (WTO) which is the main worldwide universal association managing the tenets of exchange between countries. The World Trade Organization basically supplanted the General Agreement on Tariffs and Trade (GATT), which had been in power subsequent to 1948, a couple of years after the Second World War. Prior to when the WTO was made, an activity to begin something comparable knownRead MoreWTO and Health Essay913 Words   |  4 PagesWTO and Health Food, human health and general safety threatened One of the negative aspects that accompanies the WTO is that it threatens food security and sovereignty. Agreements that give governments the right to protect human, animal, plant life and health are to a certain degree handcuffed by the presence of the WTO. Here the organization acts as to stop governments from using such protection needs to further use such policies to protect domestic producers and thatRead MoreThe World Trade Organization ( Wto )1587 Words   |  7 PagesIntroduction The World Trade Organization (WTO) is the only global international organization that regulates the rules of trade between member nations. Its mission is to create a â€Å"common institutional framework† that will facilitate trade negotiations and settle disputes. Decision-making in the WTO include both formal and informal processes. At the formal level, decision making takes place under a specific legal framework, which includes rules or guidelines, division of authority, legal ramifications

Friday, December 13, 2019

Halo and Devil Affect Free Essays

Halo and Devil Effect Paper We live day to day knowing we live in a superficial society, from the way we look and dress and up to the way we present ourselves; we are always being judged in some form or fashion. Whether this is how you are treated by your social circle or in your employment seeking experience, its pretty sad that physical appearance can have and effect on so many things including the hiring process. In this essay I will be discussing two key concepts that are directly related to workplace discrimination based off of a persons physical appearance and characteristics. We will write a custom essay sample on Halo and Devil Affect or any similar topic only for you Order Now In the process of this I will view the film â€Å"The Devil Wears Prada† and discuss two scenes that illustrate my findings. The halo effect is the overall tendency to judge someone and favor him or her based on the bias of his or her positive characteristics or physical appearance without knowing the overall full package. The opposite affect of this concept is called the devil effect which is the tendency to judge someone who could potentially have all of the qualifications for a position but wont be hired based off of his or her negative characteristics or physical appearance. While reading the article â€Å"Why looks are the last bastion of discrimination† this article definitely highlights on the halo and devil effect and discussed how weight came into play when determined if the interviewee should be hired or not. The job title was a school bus driver and it was determined without any concrete evidence that she could not evacuate a school bus in the event of an emergency situation, I find this completely bias on the companies behalf. Personally being a passenger on a school bus for many years during grade school, many of the school bus drivers where obese and not in the best of shape but, when any emergency situation arose mainly on and emergency school bus drills, they where able to perform the task of evacuating the bus in a safe and timely manner. This article also highlights other aspects of a study and how looks can play a major role in how people perceive a good looking or attractive person being viewed as intelligent, good and likable. Documented in this study obese individuals were rated to have a disadvantage in work, school and more. Among other findings in years of research, people who where unattractive where less likely to be hired and promoted and had lower salaries, even in fields where looks were not even of relevance. Another aspect of physical ttractiveness bias in hiring comes from the article â€Å"beauty is beastly†. There has been evidence suggesting that jobs traditionally filled my men, the opposite of the traditional bias happens to female applicants, attractive females are evaluated less favorably than unattractive females. This suggests that a more rugged female possibly comes across as being manlier or tomboyish making her easy to relate to traditional male positions such as a construction worke r, firefighter, mechanic etc. I chose to watch the film â€Å"The devil wears prada† there was an obvious halo affect that was present; the job title was a personal assistant at Runway which is a very popular fashion magazine. When the applicant went into the office for her interview she was basically judged based on her since of fashion on weather she had the abilities to do that particular job even though she was college educated and had the qualifications to perform this job. I think the only reason why she was called back in and hired was because she asserted herself after the interview stating that she was not skinny, glamorous ect, but she was smart and a fast learner which are the important things. We know when going to an interview that we should dress in casual or business attire but you shouldn’t have to be dressed like a supermodel in order to get any job unless you are actually the model. The devil effect was depicted in this film when Andrea was out with a new found friend one night and he learned that she was working as Miranda Priestley’s assistant, he comment that she would never survive Miranda because she seems nice and smart and that she couldn’t do that job. I think many people think that’s just because someone comes off as being nice or relaxed cant handle aggressive or mean people but this definitely isn’t always true but with her being smart and educated can sometimes deem you over qualified for positions and not work in your favor but in this situation it was not the case. My personal connection to the halo effect was while in the military, being in the military you learn from basic training that looking sharp in your uniform can show how much pride you have in the service. There are also many awards that you can obtain depending on how sharp your uniform looks, how well you perform your job duties and on up to having outstanding military bearing. In order to win awards you have to compete with a number of your peers and who ever has the most recognition win. I had been nominated for several awards while in the military and most of the time I won because they always told me I was always sharp with my uniform pressed and creased and always respectful. The halo and devil effect is constantly seen in our society, this will be an on going issue that will probably never change because we live with a judgmental state of mind that constantly makes snap judgments on individuals, so the next time you are in a situation remember try not to judge someone based on there positive or negative characteristics try getting to know them first. How to cite Halo and Devil Affect, Essay examples

Thursday, December 5, 2019

Role of Asset Liability Management in Banking Industry

Question: Describe about the Role of Asset Liability Management in Banking Industry? Answer: Introduction In a country commercial bank plays vital role for the mobilization of deposits and disbursement of credit in different sectors of economy. The financial system of a bank should be efficient for maintaining the financial stability. Financial stability of a bank depends on the efficient management of all assets. It is also important to take proper strategies against the financial risks. Asset liability area is an important area for banking sector especially for those banks that provides service globally. According to different reports, banking industry is facing challenges for maintaining financial stability especially for those banks that provide service internationally. The purpose of this research is to understand the role of asset liability management in banking institutions. It is also important to identify the factors which can increase the risk of the banking sectors. Research Aim The aim of the research is to identify the role and function of asset liability management in the banking institutions. This research proposal is basically about the discussion of the importance of theoretical and practical aspects of asset liability management in commercial banking sector. It will also help to identify the role of asset liability management in reducing the risk of the management in banking industry (Coleman, 2012). Research Questions For this research proposal, researcher has selected certain questions and the entire research is based on those questions. The research questions related to this research are as follows: What is the role and importance of asset liability management in banking industry? How asset liability management can reduce the risk associated with functional activities of banking industry? What are the possible ways for managing the assets of banking industry? How the asset liability management can reduce the risk associated with functional activities of banking industry Literature Review [understanding of the background] As per the different researcher has been mentioned all are the required thoughts about the theoretical and practical aspects about the asset management activities for managing liabilities in the commercial banking sector. Asset Liability Management- Concept According to Ratnovski (2013), asset liability management is considered as comprehensive and dynamic model for determining, monitoring and managing of market risk of financial institutions. It provides such structure of balance sheet for the financial institutions through which they can increase the net earnings from interest considering the overall risk-preference (Ambira and Kemoni, 2011). This techniques also manage the different types of functions and risks such as liquidity risk, market risk, trading risk, funding and capital planning and also profit planning and growth projections (Hull, 2012). As per the opinion of Samad (2012), asset liability management can be defined as the process through which banking organizations can get the options for allowing alternative interest rate and liquidity scenarios. As it is said by Bryan (2013) that banking organizations should focus on asset liability management for overcoming the different kinds of financial risks. It is also said that this concept is not only provide the formalization of understanding, but it also provide the way for quantifying and managing the risk. On the other side, Arewa, Owoputi and Torbira (2013) opine that asset liability approach can be considered as the initial stage of long-term strategic planning procedure. So, this concept can be referred to as the planning function for financial institutions. In better way it can be said that it deals with the management of various items of balance sheet and it also help in planning and also directing and controlling of different levels due to changing in assets, liabilities and capital if financial institutions. Plan to carry out the research Research Stages Defining of research problem At the first, researcher is required to find out and defining the problem or situation on which the study will be done. In this step, researcher is going to understand the problem clearly and rephrasing the same in proper way. Review of literature After the defining of research problem, the researcher will include a brief description of past research and conceptual framework related with the current research work. Formulation of research model In the third step, researcher would formulate the different models to conduct the research. The various financial tools and theories are to be considered to role of asset liability management. Preparing of research design The step of research design contains the collection of relevant evidence with less expenditure of effort and time and money. Data Collection After the preparation of research design, researcher is going to collect the data from the different sources. Data Analysis In this step, researcher will analyze the collected and represent the results through tabulation, chart, graph, etc. Interpretation of research outcomes The last of the research includes the interpretation and preparation of report according to the outcomes of the research. Research Outline/Plan Task Name Duration Start Finish Predecessors Research proposal on Banking industry 38 days Mon 12/14/15 Sun 1/24/16 Selection of Topic of the research 1 day Mon 12/14/15 Mon 12/14/15 Data gathering for primary stage to select the research aim 7 days Tue 12/15/15 Tue 12/22/15 Finding sources of data 4 days Tue 12/15/15 Fri 12/18/15 2 Strengthening initial proposal 3 days Sun 12/20/15 Tue 12/22/15 4 literature review 12 days Tue 12/22/15 Mon 1/4/16 conducting research on the available journals 3 days Tue 12/22/15 Fri 12/25/15 5 Setting the appropriate theories and models for discussing 3 days Fri 12/25/15 Mon 12/28/15 7 Preparing different views in literature 3 days Tue 12/29/15 Thu 12/31/15 8 Summarizing the reviews 3 days Fri 1/1/16 Mon 1/4/16 9 Preparation of research aims 5 days Mon 1/4/16 Sun 1/10/16 Identifying the contemporary problems associated with the customer satisfaction 2 days Mon 1/4/16 Wed 1/6/16 10 Preparing the research questions 1 day Wed 1/6/16 Thu 1/7/16 12 Set the objectives of conducting the research 2 days Thu 1/7/16 Sun 1/10/16 13 Research methodologies 6 days Sun 1/10/16 Fri 1/15/16 Describing the methodologies to be applied in this research 1 day Sun 1/10/16 Sun 1/10/16 14 Tools and techniques of the research selected 2 days Mon 1/11/16 Tue 1/12/16 16 procedure of research is prepared 1 day Wed 1/13/16 Wed 1/13/16 17 Selection of data collection method 1 day Thu 1/14/16 Thu 1/14/16 18 Selection of analysis method 1 day Fri 1/15/16 Fri 1/15/16 19 Secondary data collection method 3 days Sun 1/17/16 Tue 1/19/16 Conducting information from secondary sources 2 days Sun 1/17/16 Mon 1/18/16 20 tentative outcome of the research analyzed 1 day Mon 1/18/16 Tue 1/19/16 22 Ethical consideration 4 days Tue 1/19/16 Sun 1/24/16 23 Table 1: Outline of the research Figure: Gantt chart Research Methodology and Choice of Sources Research Approach The researcher is going to apply certain tools and techniques for conducting the current research study. The different statistical techniques and models will be applied by the researcher on basis of the requirement. The research methodology refers to the plans to examining the factors related with the problematic situation (Denicolo and Becker, 2012). The researcher needs to collect the data from different sources. Before conducting the research work, the preparing of work structure is essential. Researcher will try to focus on different ideas and information collected from different sources. As per the different researcher for the research process of finding out the different banking aspects which is based on the different policies and theories related to the research activities of the banking approaches of the organization. In this case, research approach is deductive approach because researcher does not focus on the specific model or theory (Denscombe, 2012). The focus is to apply different theories and models for identifying the role of asset liability management in banking industry. The approach of the study will be to find out the current position of managing the asset-liability in banks contrasting with the current systems and regulations. Thereby, the deductive approach will be applied in this study where we may deduce the past reviews related to asset-liability management. Research Design In this research process the ever achievement event is to understand the different strategies of the financial aspects of the commercial banking. This research work is based on the descriptive research designing process to analyze and describe the overall research process of the commercial banking system (Hieronymi and Stephanou, 2013). The overall research is on the different aspects of managerial theories to manage the commercial banking system. The entire process of research will be over at the descriptive research design of the company. The overall target of research work is about to acquire the overall knowledge related to the different practical and theoretical aspects of the techniques of the commercial banking. The research process fully depends upon the descriptive research design to understand the different diversification of acquiring knowledge about the project. Research method The method of the research is divided into two parts primary and secondary research. Primary research is useful in delivering the analysis using the raw information from the market. However, the secondary information provides the as is situation of the market or regarding any topic. In this context, the study will follow the secondary research as the data associated with this research will be secondary. In addition to this, the secondary method will allow the researcher to conduct the study analyzing the historical data to understand the trend of the ALM in the banks. The performance of the banks in managing the asset and liabilities in a long-run can be understood by analyzing the historical data only. Thereby, it is justified to use the secondary research in this study. Data Sources and Data Collection Methods Secondary data will be collected for different sources such as internet, books, journals and articles. Financial information of certain banks will be collected from the website of the banks. This research is mainly depends on financial aspect of the companies how the banking organizations manages their assets and liabilities. So, financial information is more important for the research. The research will follow the primary research too as it may find some valuable information of managing the asset-liabilities in the banks. Sample Size There are sample sizes selected for the research process with the 5 commercial banking system operators. The sample size is justified as the majority of the assets and liability distribution in the banks can be understood by following their style of ALM. Research Ethics The purpose of this is not for any commercial use. Limitations Research time scheduled and money for the different sources of the research is required which is the one of most limited constraint of this research process. Conclusion The proposal on the asset liability management in the bank may be found to be important as it holds great importance in delivering better performance for the banking institutions. Further, the study will find the requirements of asset-liability management in the banking institutions as well as the possible way to build up the managing process in the banks. In addition to this, the study will grow with the risk reduction in banking business through managing the asset and liability in single line. References Coleman, T. (2012).Quantitative risk management. Hoboken, New Jersey: John Wiley Sons, Inc. Denicolo, P. and Becker, L. (2012).Developing research proposals. Los Angeles: Sage. Denscombe, M. (2012).Research proposals. Maidenhead: Open University Press. Hieronymi, O. and Stephanou, C. (2013).International debt. New York: Palgrave Macmillan. Hull, J. (2012).Risk management and financial institutions + website. Hoboken, New Jersey: John Wiley Sons, Inc. Liamputtong, P. (2012).Qualitative research methods. Silverman, D. (2013).Doing qualitative research. Ambira, C. and Kemoni, H. (2011). Records management and risk management at Kenya Commercial Bank Limited, Nairobi.S Afr j inf manag, 13(1). Arewa, A., Owoputi, J. and Torbira, L. (2013). Financial Statement Management, Liability Reduction and Asset Accumulation: An Application of Goal Programming Model to a Nigerian Bank.International Journal of Financial Research, 4(4). Bryan, S. (2013). Evaluation of Risk and Bank Management.Journal of Entrepreneurship Organization Management, 02(01). Ratnovski, L. (2013). Liquidity and Transparency in Bank Risk Management.IMF Working Papers, 13(16), p.1. Samad, A. (2012). Credit Risk Determinants of Bank Failure: Evidence from US Bank Failure.IBR, 5(9).